{"id":1380,"date":"2019-04-09T13:22:07","date_gmt":"2019-04-09T13:22:07","guid":{"rendered":"http:\/\/nepalipost.com\/beta\/?p=1380"},"modified":"2019-06-15T12:58:16","modified_gmt":"2019-06-15T12:58:16","slug":"%e0%a4%85%e0%a4%ae%e0%a5%87%e0%a4%b0%e0%a4%bf%e0%a4%95%e0%a4%be%e0%a4%ae%e0%a4%be-%e0%a4%95%e0%a4%be%e0%a4%ae%e0%a4%a6%e0%a4%be%e0%a4%b0-%e0%a4%95%e0%a5%8d%e0%a4%b7%e0%a4%a4%e0%a4%bf%e0%a4%aa-4","status":"publish","type":"post","link":"http:\/\/nepalipost.com\/beta\/1380","title":{"rendered":"\u0905\u092e\u0947\u0930\u093f\u0915\u093e\u092e\u093e \u0915\u093e\u092e\u0926\u093e\u0930 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0938\u092e\u094d\u092c\u0928\u094d\u0927\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 &#8211; \u096a"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1381\" src=\"http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/04\/USa.jpg\" alt=\"\" width=\"4032\" height=\"2362\" srcset=\"http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/04\/USa.jpg 4032w, http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/04\/USa-300x176.jpg 300w, http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/04\/USa-768x450.jpg 768w, http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/04\/USa-1024x600.jpg 1024w\" sizes=\"auto, (max-width: 4032px) 100vw, 4032px\" \/><br \/>\n<strong>\u0928\u0947\u092a\u093e\u0932\u0940 \u092e\u0942\u0932\u0915\u093e \u0939\u093e\u092e\u094d\u0930\u093e \u0926\u093e\u091c\u0941-\u092d\u093e\u0907 \u0926\u093f\u0926\u0940 \u092c\u0939\u093f\u0928\u0940\u0939\u0930\u0942 \u092e\u0927\u094d\u092f\u0947 \u0915\u0924\u093f\u092a\u092f \u092f\u0939\u093e\u0901\u0915\u093e \u0938\u0930\u0915\u093e\u0930\u0940 \u0924\u0925\u093e \u0928\u093f\u091c\u093f \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f, \u0938\u094d\u091f\u094b\u0930, \u0930\u0947\u0937\u094d\u091f\u0941\u0930\u0947\u0923\u094d\u091f \u0932\u0917\u093e\u092f\u0924 \u092c\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u0947\u0936\u093e \u0935\u094d\u092f\u0935\u0936\u093e\u092f\u092e\u093e \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0930 \u0915\u0924\u093f\u092a\u092f\u0932\u0947 \u0938\u094d\u0935\u0930\u094b\u091c\u0917\u093e\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0905\u0902\u0917\u093e\u0932\u0947\u0930 \u0905\u0930\u0942\u0932\u093e\u0908 \u0915\u093e\u092e \u0926\u093f\u0907\u0930\u0939\u0928\u0941 \u092d\u090f\u0915\u094b \u0939\u094b\u0932\u093e | \u0938\u094d\u0935\u092f\u0902 \u0915\u093e\u092e\u0926\u093e\u0930 \u092d\u090f\u0930 \u0905\u0925\u0935\u093e \u0905\u0930\u0942\u0932\u093e\u0908 \u0915\u093e\u092e\u092e\u093e \u0932\u0917\u093e\u090f\u0930 \u091c\u0947\u092d\u090f \u092a\u0928\u093f \u0906-\u0906\u092b\u094d\u0928\u094b \u0924\u0939\u092c\u093e\u091f \u0915\u0930\u094d\u0924\u0935\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0917\u0930\u094d\u0928\u0947 \u0915\u094d\u0930\u092e\u092e\u093e \u0918\u093e\u0907\u0924\u0947 \u092d\u090f\u092e\u093e \u0935\u093e \u091a\u094b\u091f \u092a\u091f\u0915 \u0932\u093e\u0917\u0947\u092e\u093e \u0915\u093e\u092e\u0926\u093e\u0930 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f \u091b\u093f\u0928\u094b\u092b\u093e\u0928\u094b \u0917\u0930\u094d\u0928\u0947 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 (\u0916\u093e\u0938\u0917\u0930\u0940 \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u0930\u093e\u091c\u094d\u092f\u092e\u093e \u092a\u094d\u0930\u091a\u0932\u093f\u0924) \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0938\u0902\u0917 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0905\u0902\u0917\u094d\u0930\u0947\u091c\u0940 \u0936\u0935\u094d\u0926\u093e\u0935\u0932\u0940\u0915\u094b \u092a\u0930\u093f\u092d\u093e\u0937\u093e \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u0947\u092a\u093e\u0932\u0940\u0932\u0947 \u092c\u0941\u091d\u094d\u0928 \u0938\u091c\u093f\u0932\u094b \u0939\u094b\u0938\u094d \u092d\u0928\u094d\u0928\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u0932\u0947 \u0924\u0940 \u0936\u0935\u094d\u0926\u093e\u0935\u0932\u0940\u0915\u094b \u0928\u0947\u092a\u093e\u0932\u0940\u092e\u093e \u092d\u093e\u0935\u093e\u0928\u0941\u0935\u093e\u0926 \u0917\u0930\u0940 \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e\u092e\u093e \u092a\u094d\u0930\u0915\u093e\u0936\u0928 \u0915\u094d\u0930\u092e\u0915\u094b \u092f\u094b \u091a\u094c\u0925\u094b \u0905\u0902\u0915 \u0939\u094b |<\/strong><br \/>\n<strong>\u092a\u093e\u0920\u0915\u0939\u0930\u0942\u0932\u0947 \u092a\u0922\u094d\u0928 \u0930 \u092c\u0941\u091d\u094d\u0928 \u0938\u091c\u093f\u0932\u094b \u0939\u094b\u0938\u094d \u092d\u0928\u094d\u0928\u0947 \u0939\u0947\u0924\u0941\u0932\u0947 \u0936\u0935\u094d\u0926\u093e\u0935\u0932\u0940\u0915\u094b \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e\u0932\u093e\u0908 \u0928\u093f\u092e\u094d\u0928 \u0915\u094d\u0930\u092e\u092e\u093e \u0930\u093e\u0916\u093f\u090f\u0915\u094b \u091b\u0903 <\/strong><\/p>\n<p>\u0938\u093f\u0930\u093e\u0928\u092e\u093e <em>Terminology<\/em> &#8211; <strong>\u0938\u0902\u091c\u094d\u091e\u093e\u0924\u094d\u092e\u0915 \u0938\u092e\u094d\u092c\u094b\u0927\u0928,<\/strong> \u0924\u094d\u092f\u0938\u092a\u091b\u093f \u0915\u094d\u0930\u092e\u0936\u0903<br \/>\n<em>Explanation in English<\/em>, \u0930 \u0936\u0935\u094d\u0926\u0915\u094b \u092d\u093e\u0935\u093e\u0930\u094d\u0925 \u0928\u0947\u092a\u093e\u0932\u0940\u092e\u093e<br \/>\n\u0917\u0932\u094d\u0924\u093f\u0939\u0930\u0941 \u092b\u0947\u0932\u093e \u092a\u093e\u0930\u094d\u0928\u0941 \u092d\u090f\u092e\u093e \u0914\u0902\u0932\u094d\u092f\u093e\u0908 \u0926\u093f\u0928\u0941\u092d\u090f\u092e\u093e \u0930 \u092f\u0938\u0932\u093e\u0908 \u0905\u091d \u092a\u0930\u093f\u092e\u093e\u0930\u094d\u091c\u0928 \u0917\u0930\u094d\u0928 \u0930\u093e\u092f \u0938\u0941\u091d\u093e\u0935 \u092a\u093e\u090f\u092e\u093e \u0939\u093e\u092e\u0940 \u0905\u0928\u0941\u0917\u0943\u0939\u093f\u0924 \u0939\u0941\u0928\u0947\u091b\u094c\u0902 |<\/p>\n<figure id=\"attachment_1308\" aria-describedby=\"caption-attachment-1308\" style=\"width: 418px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-1308\" src=\"http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/03\/DSC_0504.jpg\" alt=\"\" width=\"418\" height=\"359\" srcset=\"http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/03\/DSC_0504.jpg 4192w, http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/03\/DSC_0504-300x258.jpg 300w, http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/03\/DSC_0504-768x660.jpg 768w, http:\/\/nepalipost.com\/beta\/wp-content\/uploads\/2019\/03\/DSC_0504-1024x880.jpg 1024w\" sizes=\"auto, (max-width: 418px) 100vw, 418px\" \/><figcaption id=\"caption-attachment-1308\" class=\"wp-caption-text\">(\u0939\u0930\u093f \u092a\u094d\u0930\u0938\u093e\u0926 \u0930\u0947\u0917\u094d\u092e\u0940)<\/figcaption><\/figure>\n<p><em>In The Course Of<\/em> &#8211; \u0915\u0941\u0928\u0948 \u0915\u093e\u092e \u0917\u0930\u094d\u0928\u0947 \u0938\u093f\u0932\u0938\u093f\u0932\u093e (\u0905\u0925\u0935\u093e \u0915\u094d\u0930\u092e) \u092e\u093e<br \/>\n<em>Coupled with &#8220;Arising Out of&#8221;, work related injuries must be &#8220;In the Course Of [Employment]&#8221; in order to receive workers compensation benefits. &#8220;In the Course of&#8221; relates to the location and time of the injury.<\/em><br \/>\n\u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u092a\u093e\u0909\u0928\u0915\u093e \u0932\u093e\u0917\u093f &#8220;\u0915\u093e\u0930\u0923\u0915\u094b \u091c\u0921&#8221; \u0915\u094b \u0938\u093e\u0925\u0948 \u0915\u093e\u092e\u0938\u0902\u0917 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u091a\u094b\u091f\u092a\u091f\u0915 &#8220;\u0928\u094b\u0915\u0930\u0940\u0915\u094b \u0915\u093e\u092e \u0917\u0930\u094d\u0928\u0947 \u0915\u094d\u0930\u092e\u092e\u093e&#8221; \u0932\u093e\u0917\u0947\u0915\u094b \u0939\u0941\u0928\u0941\u092a\u0930\u094d\u091b | &#8220;\u0915\u093e\u092e \u0917\u0930\u094d\u0928\u0947 \u0915\u094d\u0930\u092e\u092e\u093e&#8221; \u0932\u0947 \u091a\u094b\u091f\u092a\u091f\u0915 \u0932\u093e\u0917\u0947\u0915\u094b \u0938\u094d\u0925\u093e\u0928 \u0930 \u0938\u092e\u092f \u091c\u0928\u093e\u0909\u0901\u091b |<\/p>\n<p><em>Independent Contractors<\/em> &#8211; <strong>\u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0920\u0947\u0915\u0926\u093e\u0930\u0939\u0930\u0941<\/strong><br \/>\n<em>An independent contractor is self employed, and responsible for his or her own workers&#8217; compensation. However, if, under the law, this independent contractor should have technically been an employee, the entity who engaged the services of the would be independent contractor may be liable for workers&#8217; compensation. An employer cannot get out of workers&#8217; compensation liability simply by declaring everyone an independent contractor.<\/em><br \/>\n\u090f\u0909\u091f\u093e \u0938\u094d\u0935\u0930\u094b\u091c\u0917\u093e\u0930 \u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0920\u0947\u0915\u0926\u093e\u0930 \u0906\u092b\u094d\u0928\u094b, \u0930 \u0906\u092b\u094d\u0928\u094b \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0932\u093e\u0917\u093f \u091c\u093f\u092e\u094d\u092e\u0947\u0935\u093e\u0930 \u0939\u0941\u0928\u094d\u091b | \u092f\u0926\u093f \u0915\u093e\u0928\u0942\u0928 \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u092f\u094b \u0920\u0947\u0915\u0926\u093e\u0930 \u092a\u094d\u0930\u093e\u0935\u093f\u0927\u093f\u0915 \u0930\u0942\u092a\u0932\u0947 \u0915\u093e\u092e\u0926\u093e\u0930 \u0935\u093e \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u091b \u092d\u0928\u0947 \u0924\u094d\u092f\u094b \u0938\u0902\u0938\u094d\u0925\u093e \u091c\u0938\u0932\u0947 \u0938\u092e\u094d\u092d\u093e\u0935\u093f\u0924 \u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0920\u0947\u0915\u0926\u093e\u0930\u0932\u093e\u0908 \u0938\u0947\u0935\u093e\u092e\u093e \u0932\u0917\u093e\u090f\u0915\u094b \u091b \u0924\u094d\u092f\u0939\u0940\u0928\u0948 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0932\u093e\u0917\u093f \u091c\u093f\u092e\u094d\u092e\u0947\u0935\u093e\u0930 \u0939\u0941\u0928\u0938\u0915\u094d\u0928\u0947 \u0939\u0941\u0928\u094d\u091b | \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e\u0932\u0947 \u0938\u092c\u0948 \u091c\u0928\u093e \u0915\u093e\u092e\u0926\u093e\u0930 \u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0920\u0947\u0915\u0926\u093e\u0930 \u0939\u0941\u0928\u094d \u092d\u0928\u0947\u0930 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0926\u093e\u092f\u093f\u0924\u094d\u0935\u092c\u093e\u091f \u0909\u092e\u094d\u0915\u0928 \u092a\u093e\u0909\u0901\u0926\u0948\u0928 |<\/p>\n<p><em>Independent Medical Exam (IME)<\/em> &#8211; <strong>\u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930\u093f\u0915\u094d\u0937\u0923 (\u0906\u0907\u090f\u092e\u0907)<\/strong><br \/>\n<em>Prior to receiving PPD benefits, a claimant must get an Independent Medical Exam or Independent Medical Evaluation. (Either way, known as an IME.) It has also been referred to as an Insurance Medical Exam. The purpose of the examination is to have an &#8220;unbiased&#8221; opinion of the injuries, so the workers&#8217; compensation award is appropriate. In reality, an IME generally serves to provide a lower rating of your injury. Ideally, you should work with your attorney to get his or her opinion on the appropriateness and timing of the IME.<\/em><br \/>\n\u0938\u094d\u0925\u093e\u092f\u0940 \u0906\u0902\u0936\u093f\u0915 \u0905\u0936\u0915\u094d\u0924\u0924\u093e (PPD) \u0915\u094b \u0932\u093e\u092d \u092c\u0941\u091d\u094d\u0928\u0941\u092d\u0928\u094d\u0926\u093e \u092a\u0939\u093f\u0932\u0947 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0926\u093e\u0935\u0940\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930\u093f\u0915\u094d\u0937\u0923 \u0905\u0925\u0935\u093e \u0938\u094d\u0935\u0924\u0928\u094d\u0924\u094d\u0930 \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0917\u0930\u093e\u0909\u0928\u0941 \u092a\u0930\u094d\u091b | \u092f\u0938\u0932\u093e\u0908 \u092c\u0940\u092e\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930\u093f\u0915\u094d\u0937\u0923 \u092a\u0928\u093f \u092d\u0928\u093f\u0928\u094d\u091b | \u092f\u0938\u094d\u0924\u094b \u092a\u0930\u093f\u0915\u094d\u0937\u0923\u0915\u094b \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u091a\u094b\u091f\u092a\u091f\u0915\u0915\u094b \u0935\u093f\u0937\u092f\u092e\u093e \u0928\u093f\u0937\u094d\u092a\u0915\u094d\u0937 \u0930\u093e\u092f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0917\u0930\u094d\u0928\u0941 \u0939\u094b \u0924\u093e \u0915\u093f \u0915\u093e\u092e\u0926\u093e\u0930\u0932\u093e\u0908 \u0926\u093f\u0907\u0928\u0947 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0938\u0939\u0940 \u0939\u094b\u0938\u094d | \u0935\u093e\u0938\u094d\u0924\u0935\u092e\u093e \u0906\u0907\u090f\u092e\u0907 \u0932\u0947 \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u091a\u094b\u091f\u092a\u091f\u0915\u0915\u094b \u0924\u0932\u094d\u0932\u094b \u0938\u094d\u0924\u0930\u0915\u094b (\u0915\u092e) \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0917\u0930\u094d\u0928\u0947 \u0917\u0930\u094d\u091b | \u0938\u093e\u0901\u091a\u094b \u0905\u0930\u094d\u0925\u092e\u093e \u0906\u0907\u090f\u092e\u0907 \u0915\u094b \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0924\u093e \u0930 \u0938\u092e\u092f\u0915\u094b \u092c\u093f\u0937\u092f\u092e\u093e \u0924\u092a\u093e\u0908\u0902\u0932\u0947 \u0906\u092b\u094d\u0928\u094b \u0935\u0915\u093f\u0932\u0938\u0902\u0917 \u0938\u0939\u0915\u093e\u0930\u094d\u092f \u0917\u0930\u0947\u0930 \u0909\u0928\u0915\u094b \u0930\u093e\u092f \u0932\u093f\u0928\u0941 \u092a\u0930\u094d\u091b |<\/p>\n<p><em>Insurer<\/em> \u2013 <strong>\u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e<\/strong><br \/>\n<em>A company or business that offers workers&#8217; compensation insurance to employers. The insurer is responsible for paying the claimant all workers&#8217; compensation benefits and medical benefits on behalf of the employer.<\/em><br \/>\n\u092f\u094b \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e\u0932\u093e\u0908 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u092c\u0940\u092e\u093e \u0909\u092a\u0932\u0935\u094d\u0927 \u0917\u0930\u093e\u0909\u0928\u0947 \u090f\u0909\u091f\u093e \u0915\u092e\u094d\u092a\u0928\u093f \u0905\u0925\u0935\u093e \u0935\u094d\u092f\u0935\u0936\u093e\u092f \u0939\u094b | \u0926\u093e\u0935\u0940\u0915\u0930\u094d\u0924\u093e\u0932\u093e\u0908 \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e\u0915\u094b \u0924\u0930\u094d\u092b\u092c\u093e\u091f \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0938\u092c\u0948 \u0932\u093e\u092d \u0924\u093f\u0930\u094d\u0928 \u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u091c\u093f\u092e\u094d\u092e\u0947\u0935\u093e\u0930 \u0939\u0941\u0928\u094d\u091b |<\/p>\n<p><em>Interlocutory Orders<\/em> \u2013<strong> \u0905\u0928\u094d\u0924\u0930\u093f\u092e \u0906\u0926\u0947\u0936<\/strong><br \/>\n<em>An order issued by the Commission which cannot be appealed. Examples of interlocutory orders include orders permitting an amendment of a claim or allowing a claim to be scheduled for a hearing on the grounds that it was not barred by the statute of limitations.<\/em><br \/>\n\u0906\u092f\u094b\u0917\u0932\u0947 \u091c\u093e\u0930\u0940 \u0917\u0930\u0947\u0915\u094b (\u0905\u0928\u094d\u0924\u0930\u093f\u092e) \u0906\u0926\u0947\u0936 \u091c\u0938\u092e\u093e\u0925\u093f \u092a\u0941\u0928\u0930\u093e\u0935\u0947\u0926\u0928 \u0917\u0930\u094d\u0928 \u092a\u093e\u0907\u0926\u0948\u0928 | \u0909\u0926\u093e\u0939\u0930\u0923\u092e\u093e \u0926\u093e\u0935\u0940\u092e\u093e \u0938\u0902\u0936\u094b\u0927\u0928 \u0917\u0930\u094d\u0928\u0947 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0926\u093f\u0928\u0947 \u0905\u0925\u0935\u093e \u0938\u092e\u092f \u0938\u0940\u092e\u093e \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f \u0915\u093e\u0928\u0942\u0928\u0932\u0947 \u0928\u091b\u0947\u0915\u0947\u0915\u094b \u0915\u093e\u0930\u0923\u0932\u0947 \u0926\u093e\u0935\u0940\u092e\u093e\u0925\u0940 \u0938\u0941\u0928\u0941\u0935\u093e\u0908\u0915\u094b \u0938\u092e\u092f \u0924\u093e\u0932\u093f\u0915\u093e \u0924\u094b\u0915\u094d\u0928\u0947 \u0906\u0926\u093f \u092a\u0930\u094d\u0926\u091b\u0928 |<\/p>\n<p><em>Issues<\/em> \u2013 <strong>\u0938\u092e\u0938\u094d\u092f\u093e\u0939\u0930\u0941<\/strong><br \/>\n<em>Claims raised by either party contesting certain aspects of the case. Generally, the insurer\/employer will file Issues contesting causation or compensation. The claimant will file Issues regarding permanency. The filing of Issues with the Commission will cause a hearing to be scheduled to address any points of contention between the parties.<\/em><br \/>\n\u0915\u0941\u0928\u0948 \u090f\u0915 \u092a\u0915\u094d\u0937\u0932\u0947 \u092e\u0941\u0926\u094d\u0926\u093e\u0915\u094b \u0915\u0947\u0939\u0940 \u0935\u093f\u0937\u092f\u092e\u093e \u092a\u094d\u0930\u0924\u093f\u0935\u093e\u0926 \u0917\u0930\u094d\u0926\u0948 \u0926\u093e\u0935\u0940\u0915\u094b \u0909\u0920\u093e\u0928 \u0917\u0930\u094d\u0928\u0941 | \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u092f\u093e, \u092c\u0940\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0935\u093e \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e\u0932\u0947 \u0915\u0941\u0928\u0948 \u0915\u093e\u0930\u0923 \u091c\u0928\u093f\u090f\u0915\u094b\u092e\u093e \u0935\u093e \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u092e\u093e\u0917\u092e\u093e \u092a\u094d\u0930\u0924\u093f\u0935\u093e\u0926 \u0917\u0930\u094d\u0926\u0948 \u0935\u093f\u0935\u093e\u0926 \u0916\u0921\u093e \u0917\u0930\u094d\u091b\u0928 | \u0926\u093e\u0935\u0940\u0915\u0930\u094d\u0924\u093e\u0932\u0947 \u0938\u094d\u0925\u093e\u092f\u093f\u0924\u094d\u0935\u0915\u094b \u0935\u093f\u0935\u093e\u0926 \u0926\u0930\u094d\u0924\u093e \u0917\u0930\u094d\u0928\u0947 \u0917\u0930\u094d\u0926\u091b\u0928 | \u0906\u092f\u094b\u0917\u092e\u093e \u0935\u093f\u0935\u093e\u0926 \u0926\u0930\u094d\u0924\u093e\u0915\u094b \u0915\u093e\u0930\u0923\u0932\u0947 \u0926\u0941\u0935\u0948 \u092a\u0915\u094d\u0937 \u092c\u0940\u091a\u0915\u094b \u0935\u093f\u0935\u093e\u0926\u092e\u093e\u0925\u093f \u0938\u0941\u0928\u0941\u0935\u093e\u0908 \u0917\u0930\u094d\u0928\u0947 \u0924\u093e\u0932\u093f\u0915\u093e \u0924\u092f \u0917\u0930\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u0939\u0941\u0928\u094d\u091b |<\/p>\n<p><em>IWIF<\/em> &#8211; <strong>\u0918\u093e\u0907\u0924\u0947 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u092c\u0940\u092e\u093e \u0915\u094b\u0937 (\u0906\u0907\u0921\u0935\u094d\u0932\u094d\u092f\u0941\u0906\u0907\u090f\u092b)<\/strong><br \/>\n<em>The Injured Workers&#8217; Insurance Fund. Maryland&#8217;s insurer of last resort. The largest workers&#8217; comp insurance company. It insures over 20% of all employers.<\/em><br \/>\n\u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u0915\u094b \u092c\u0940\u092e\u093e (\u0915\u0930\u094d\u0924\u093e)\u0915\u094b \u0905\u0928\u094d\u0924\u093f\u092e \u0936\u094d\u0930\u094b\u0924 | \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0938\u092c\u0948\u092d\u0928\u094d\u0926\u093e \u0920\u0942\u0932\u094b \u092c\u0940\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u093f | \u092f\u0938\u0932\u0947 \u0968\u0966 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092d\u0928\u094d\u0926\u093e \u092c\u0922\u0940 \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e\u0915\u094b \u092c\u0940\u092e\u093e \u0917\u0930\u094d\u0926\u091b |<\/p>\n<p><em>Judicial Review &#8211;<\/em> <strong>\u0928\u094d\u092f\u093e\u092f\u093f\u0915 \u092a\u0941\u0928\u0930\u093e\u0935\u0932\u094b\u0915\u0928<\/strong><br \/>\n<em>In workers&#8217; comp, decisions are made by the Workers&#8217; Compensation Commission. If an attorney and\/or client does not like the result, judicial review is often sought. The first step is to go to trial court and, thereafter, the appellate courts. Judicial review is the trial or appellate courts&#8217; authority to make rulings that are binding.<\/em><br \/>\n\u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0906\u092f\u094b\u0917\u0932\u0947 \u0917\u0930\u094d\u0926\u091b | \u092f\u0926\u093f \u0935\u0915\u093f\u0932 \u0930\/\u0935\u093e \u091d\u0917\u0921\u093f\u092f\u093e\u0932\u093e\u0908 \u0928\u093f\u0930\u094d\u0923\u092f\u092e\u093e \u091a\u093f\u0924\u094d\u0924 \u0928\u092c\u0941\u091d\u0947\u092e\u093e \u092a\u094d\u0930\u093e\u092f\u0936\u0903 \u0915\u093e\u0928\u0942\u0928\u0940 \u092a\u0941\u0928\u0930\u093e\u0935\u0932\u094b\u0915\u0928\u0915\u094b \u092e\u093e\u0917 \u0939\u0941\u0928\u094d\u091b | \u092a\u0939\u093f\u0932\u094b \u092a\u093e\u0907\u0932\u093e \u092a\u0941\u0930\u094d\u092a\u0915\u094d\u0937 \u0924\u0939\u0915\u094b \u0905\u0926\u093e\u0932\u0924\u092e\u093e \u0930 \u0924\u094d\u092f\u0938\u092a\u091b\u093f \u092a\u0941\u0928\u0930\u093e\u0935\u0947\u0926\u0928 \u0905\u0926\u093e\u0932\u0924\u092e\u093e \u091c\u093e\u0928\u094d\u091b | \u0928\u094d\u092f\u093e\u092f\u093f\u0915 \u092a\u0941\u0928\u0930\u093e\u0935\u0932\u094b\u0915\u0928 \u0917\u0930\u094d\u0928\u0947 \u0905\u0927\u093f\u0915\u093e\u0930 \u092f\u093e \u0924 \u092a\u0941\u0930\u094d\u092a\u0915\u094d\u0937 \u0924\u0939 \u092f\u093e \u092a\u0941\u0928\u0930\u093e\u0935\u0947\u0926\u0928 \u0924\u0939\u0915\u094b \u0930\u0939\u0928\u094d\u091b \u0930 \u0924\u093f\u0928\u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u092c\u093e\u0927\u094d\u092f\u0915\u093e\u0930\u0940 \u0939\u0941\u0928\u094d\u091b\u0928 |<\/p>\n<p><em>Jurisdiction<\/em> \u2013 <strong>\u0928\u094d\u092f\u093e\u092f\u093e\u0927\u093f\u0915\u093e\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/strong><br \/>\n<em>The Commissions ability to hear a case or the application of the Workers&#8217; Compensation Act to particular people and injuries. The Maryland Workers\u2019 Compensation Act applies to all injuries that occur in Maryland except: (1) those injuries that occur on navigable waters; and (2) those injuries sustained by non-residents where the contract of employment was not entered into in Maryland and the injury occurred during intermittent or temporary work in Maryland. This exemption only applies if the non-resident employer has workers\u2019 comp insurance that would cover the work-related injury that occurred in Maryland and the state has a reciprocal statute that would exempt a Maryland employer and employee from recovering in that state under similar circumstances. To determine whether the work performed in Maryland was intermittent or temporary, the Commission will look at various factors. <\/em><br \/>\n<em>The Maryland Workers\u2019 Compensation Act may also apply to injuries that occurred outside of Maryland if the employment contract was entered into in Maryland for work performed wholly outside of the United States. The Maryland Workers\u2019 Compensation Act could also apply if the employment outside of Maryland is only causal, occasional, or incidental and the employee is regularly employed in Maryland.<\/em><br \/>\n\u0924\u094b\u0915\u093f\u090f\u0915\u093e \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0941 \u0930 \u091a\u094b\u091f\u092a\u091f\u0915 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f \u092e\u0941\u0926\u094d\u0926\u093e\u0915\u094b \u0938\u0941\u0928\u0941\u0935\u093e\u0908 \u0917\u0930\u094d\u0928\u0947 \u0930 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0910\u0928\u0915\u094b \u0909\u092a\u092f\u094b\u0917 \u0917\u0930\u094d\u0928\u0947 \u0906\u092f\u094b\u0917\u0915\u094b \u0905\u0927\u093f\u0915\u093e\u0930 | \u0928\u093f\u092e\u094d\u0928 \u092c\u093e\u0939\u0947\u0915 \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u0932\u093e\u0917\u0947\u0915\u093e \u0905\u0930\u0941 \u0938\u092c\u0948 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u093e \u091a\u094b\u091f \u092a\u091f\u0915\u0915\u094b \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u092e\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0910\u0928 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u094d\u091b: (\u0967) \u091c\u0932 \u092f\u093e\u0924\u093e\u092f\u093e\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u092e\u093e \u0939\u0941\u0901\u0926\u093e \u0932\u093e\u0917\u0947\u0915\u093e \u091a\u094b\u091f\u092a\u091f\u0915, \u0930 (\u0968) \u092f\u0926\u093f \u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f \u0938\u092e\u094d\u091d\u094c\u0924\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u092d\u090f\u0915\u094b \u091b\u0948\u0928 \u0930 \u092a\u091f\u0915\u0947 \u0935\u093e \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0915\u093e\u092e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u092d\u0928\u094d\u0926\u093e \u092c\u093e\u0939\u093f\u0930\u0915\u093e (\u0917\u0948\u0930 \u0906\u0935\u093e\u0936\u0940\u092f) \u092c\u093e\u0938\u093f\u0928\u094d\u0926\u093e\u0932\u093e\u0908 \u0932\u093e\u0917\u0947\u0915\u094b \u091a\u094b\u091f\u092a\u091f\u0915 | \u092f\u094b \u0905\u092a\u0935\u093e\u0926 \u0924\u092c \u092e\u093e\u0924\u094d\u0930 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928 \u0938\u0915\u094d\u091b \u092f\u0926\u093f \u0917\u0948\u0930 \u0906\u0935\u093e\u0936\u0940\u092f \u0915\u093e\u092e\u0926\u093e\u0930 \u0935\u093e \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e\u0932\u093e\u0908 \u0915\u093e\u092e\u0915\u094b \u0938\u093f\u0932\u0938\u093f\u0932\u093e\u092e\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u0932\u093e\u0917\u0947\u0915\u094b \u091a\u094b\u091f \u092a\u091f\u0915 \u0932\u093e\u0917\u093f \u0909\u092a\u091a\u093e\u0930 \u0917\u0930\u094d\u0928\u0947 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u092e\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u0930 \u0905\u0930\u094d\u0915\u094b \u0930\u093e\u091c\u094d\u092f\u0915\u093e \u0915\u093e\u092e\u0926\u093e\u0930 \u0938\u092e\u093e\u0935\u0947\u0936 \u0939\u0941\u0928\u0947 \u0917\u0930\u0940 \u092c\u0940\u092e\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b \u0930 \u092e\u093f\u0932\u094d\u0926\u094b\u091c\u0941\u0932\u094d\u0926\u094b \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092e\u093e \u090f\u0915 \u0906\u092a\u0938\u0915\u093e \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0926\u093f\u0928\u0947 \u0917\u0930\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e |<br \/>\n\u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u0917\u0930\u0947\u0915\u094b \u0915\u093e\u092e \u092a\u091f\u0915 \u092a\u091f\u0915\u0915\u094b (\u092a\u091f\u0915\u0947) \u0905\u0925\u0935\u093e \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0915\u0938\u094d\u0924\u094b \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u094b \u0925\u093f\u092f\u094b \u092d\u0928\u094d\u0928\u0947 \u0928\u093f\u0930\u094d\u0915\u094d\u092f\u094c\u0932 \u0917\u0930\u094d\u0928\u0947 \u0906\u092f\u094b\u0917\u0932\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u093e\u0930\u0915\u0939\u0930\u0941\u0932\u093e\u0908 \u0939\u0947\u0930\u094d\u091b |<br \/>\n\u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u092d\u0928\u094d\u0926\u093e \u092c\u093e\u0939\u093f\u0930 \u091a\u094b\u091f\u092a\u091f\u0915 \u0932\u093e\u0917\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0910\u0928 \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u094d\u091b \u092f\u0926\u093f \u0930\u094b\u091c\u0917\u093e\u0930 \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f \u0938\u092e\u094d\u091d\u094c\u0924\u093e \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u0917\u0930\u093f\u090f\u0915\u094b \u091b \u0930 \u0915\u093e\u092e \u092d\u0928\u0947 \u092a\u0941\u0930\u0948 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092c\u093e\u0939\u093f\u0930 \u0917\u0930\u093f\u090f\u0915\u094b \u091b | \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0910\u0928 \u0924\u092c \u092a\u0928\u093f \u0932\u093e\u0917\u0942 \u0939\u0941\u0928\u094d\u091b \u092f\u0926\u093f \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921 \u092c\u093e\u0939\u093f\u0930 \u0917\u0930\u0947\u0915\u094b \u0915\u093e\u092e \u092d\u0948\u092a\u0930\u0940 \u0906\u0909\u0928\u0947, \u0906\u0915\u094d\u0915\u0932 \u091d\u0941\u0915\u094d\u0915\u0932, \u0930 \u092a\u091f\u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930\u0915\u094b \u091b \u0930 \u0915\u093e\u092e\u0926\u093e\u0930 \u092d\u0928\u0947 \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u092e\u093e \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u094b\u091c\u0917\u093e\u0930\u0940\u092e\u093e \u091b \u092d\u0928\u0947 |<\/p>\n<p><em>Jury Trial &#8211;<\/em><strong> \u091c\u094d\u092f\u0941\u0930\u0940 (\u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0941\u0930\u0941\u0937 \u0917\u0923) \u0938\u092e\u0915\u094d\u0937 \u092a\u0941\u0930\u094d\u092a\u0915\u094d\u0937<\/strong><br \/>\n<em>In workers&#8217; compensation in Maryland, if you are unpleased with the WCC&#8217;s decision, you may seek a jury trial. Your workers&#8217; comp attorney will present the case to the jury and the jury will decide issues of the facts. They will not decide how many weeks compensation the injured worker is entitled to. This is sought via the petition for judicial review.<\/em><br \/>\n\u092f\u0926\u093f \u0924\u092a\u093e\u0908\u0901 \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0906\u092f\u094b\u0917\u0915\u094b \u0928\u093f\u0930\u094d\u0923\u092f\u092c\u093e\u091f \u092c\u0947\u0916\u0941\u0938 \u0939\u0941\u0928\u0941\u0939\u0941\u0928\u094d\u091b \u092d\u0928\u0947 \u0924\u092a\u093e\u0908\u0902 \u091c\u094d\u092f\u0941\u0930\u0940 \u092a\u0941\u0930\u094d\u092a\u0915\u094d\u0937\u0915\u094b \u092e\u093e\u0917 \u0917\u0930\u094d\u0928 \u0938\u0915\u094d\u0928\u0941\u0939\u0941\u0928\u094d\u091b | \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0915\u093e\u092e\u0926\u093e\u0930 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f \u0935\u0915\u093f\u0932\u0932\u0947 \u091c\u094d\u092f\u0941\u0930\u0940 \u0938\u092e\u0915\u094d\u0937 \u092e\u093e\u092e\u0932\u093e \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0917\u0930\u094d\u0928\u0941 \u0939\u0941\u0928\u0947\u091b \u0930 \u091c\u094d\u092f\u0941\u0930\u0940\u0932\u0947 \u0924\u0925\u094d\u092f \u0939\u0947\u0930\u0947\u0930 \u0917\u0930\u094d\u0928\u0947\u091b\u0928 | \u0909\u0928\u0940\u0939\u0930\u0941\u0932\u0947 \u0915\u093e\u092e\u0926\u093e\u0930 \u0915\u0924\u093f \u0939\u092a\u094d\u0924\u093e\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0939\u0915\u0926\u093e\u0930 \u091b \u092d\u0928\u0947\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0917\u0930\u094d\u0928\u0947 \u091b\u0948\u0928\u0928\u094d | \u092f\u094b \u091a\u093e\u0939\u093f\u0902 \u0928\u094d\u092f\u093e\u092f\u093f\u0915 \u092a\u0941\u0928\u0930\u093e\u0935\u0932\u094b\u0915\u0928\u0915\u094b \u0928\u093f\u0935\u0947\u0926\u0928 \u092e\u093e\u0930\u094d\u092b\u0924 \u0916\u094b\u091c\u093f\u0928\u0941 \u092a\u0930\u094d\u091b |<\/p>\n<p><em>Kennedy Krieger Institute<\/em> &#8211;<strong> \u0915\u0947\u0928\u0947\u0921\u0940 \u0915\u094d\u0930\u093f\u0917\u0930 \u0907\u0928\u094d\u0938\u094d\u091f\u093f\u091a\u094d\u092f\u0941\u091f<\/strong><br \/>\n<em>A large Maryland employer possibly self-insuring for workers&#8217; compensation. Possibly using RCM&amp;D as an administrator. Note, in speaking with the administrator, you are essentially speaking to the opposing party. They usually have a vested interest in keeping your benefits and compensation low.<\/em><br \/>\n\u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0932\u093e\u0917\u093f \u0938\u094d\u0935-\u092c\u0940\u092e\u093e \u0917\u0930\u094d\u0928\u0947 \u0938\u092e\u094d\u092d\u0935\u0924: \u092e\u0947\u0930\u093f\u0932\u094d\u092f\u093e\u0923\u094d\u0921\u0915\u094b \u090f\u0909\u091f\u093e \u0920\u0942\u0932\u094b \u0930\u094b\u091c\u0917\u093e\u0930\u0926\u093e\u0924\u093e | \u0938\u092e\u094d\u092d\u0935\u0924: <em>RCM&amp;D<\/em> \u0932\u093e\u0908 \u092a\u094d\u0930\u0936\u093e\u0938\u0915\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0917\u0930\u0947\u0930 | \u092f\u094b \u091f\u093f\u092a\u094d\u0928\u0941\u0939\u094b\u0938 \u0915\u093f \u092a\u094d\u0930\u0936\u093e\u0938\u0915\u0938\u0902\u0917 \u0915\u0941\u0930\u093e \u0917\u0930\u094d\u0926\u093e \u0924\u092a\u093e\u0908\u0901 \u092c\u093f\u092a\u0915\u094d\u0937\u0940\u0938\u0902\u0917\u0928\u0948 \u0915\u0941\u0930\u093e \u0917\u0930\u094d\u0926\u0948 \u0939\u0941\u0928\u0941\u0939\u0941\u0928\u094d\u091b | \u0924\u092a\u093e\u0908\u0902\u0915\u094b \u0932\u093e\u092d \u0930 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f\u0932\u093e\u0908 \u0938\u0915\u0947\u0938\u092e\u094d\u092e \u0928\u094d\u092f\u0941\u0928\u0924\u092e \u0924\u0939\u092e\u093e \u0930\u093e\u0916\u094d\u0928\u0947\u092e\u093e \u0909\u0928\u0940\u0939\u0930\u0941\u0915\u094b \u0938\u094d\u0935\u093e\u0930\u094d\u0925 \u0928\u093f\u0939\u093f\u0924 \u0939\u0941\u0928\u094d\u091b |<br \/>\n\u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930\u0928\u093e\u092e\u093e (Disclaimer): \u092f\u0940 \u0936\u0935\u094d\u0926\u093e\u0935\u0932\u0940\u0915\u094b \u0905\u0928\u0941\u0935\u093e\u0926 \u0915\u0941\u0928\u0948 \u0915\u093e\u0928\u0942\u0928\u0940 \u0930\u093e\u092f\u2013\u0938\u0932\u094d\u0932\u093e\u0939\u0915\u094b \u092a\u094d\u0930\u092f\u094b\u091c\u0928\u0915\u094b \u092a\u0942\u0930\u094d\u0924\u093f\u0915\u094b \u0932\u093e\u0917\u093f \u0928\u092d\u0948 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0917\u0930\u093e\u0909\u0928\u0947 \u0905\u092d\u093f\u092a\u094d\u0930\u093e\u092f\u0932\u0947 \u0917\u0930\u093f\u090f\u0915\u094b \u0939\u094b \u0964 \u092f\u0940 \u0905\u0928\u0941\u0935\u093e\u0926\u093f\u0924 \u0936\u0935\u094d\u0926 \u0935\u093e \u0935\u093e\u0915\u094d\u092f\u0939\u0930\u0942\u0932\u093e\u0908 \u091c\u0938\u094d\u0924\u093e\u0915\u094b \u0924\u0938\u094d\u0924\u0948 \u0915\u093e\u0928\u0942\u0928\u0940 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0938\u092e\u094d\u092c\u0928\u094d\u0927\u093f\u0924 \u0905\u0921\u094d\u0921\u093e \u0905\u0926\u093e\u0932\u0924, \u0906\u092f\u094b\u0917 \u091c\u0938\u094d\u0924\u093e \u0928\u093f\u0915\u093e\u092f\u092e\u093e \u092a\u0947\u0936 \u0917\u0930\u094d\u0928 \u0928\u092e\u093f\u0932\u094d\u0928\u0947 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0917\u0930\u093e\u0909\u0928 \u091a\u093e\u0939\u0928\u094d\u091b\u093e\u0901 \u0964<\/p>\n<p>English Terminology Source: <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"http:\/\/www.mdcomplaw.com\/glossary\">www.mdcomplaw.com\/glossary<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0928\u0947\u092a\u093e\u0932\u0940 \u092e\u0942\u0932\u0915\u093e \u0939\u093e\u092e\u094d\u0930\u093e \u0926\u093e\u091c\u0941-\u092d\u093e\u0907 \u0926\u093f\u0926\u0940 \u092c\u0939\u093f\u0928\u0940\u0939\u0930\u0942 \u092e\u0927\u094d\u092f\u0947 \u0915\u0924\u093f\u092a\u092f \u092f\u0939\u093e\u0901\u0915\u093e \u0938\u0930\u0915\u093e\u0930\u0940 \u0924\u0925\u093e \u0928\u093f\u091c\u093f \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f, \u0938\u094d\u091f\u094b\u0930, \u0930\u0947\u0937\u094d\u091f\u0941\u0930\u0947\u0923\u094d\u091f \u0932\u0917\u093e\u092f\u0924 \u092c\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u0947\u0936\u093e \u0935\u094d\u092f\u0935\u0936\u093e\u092f\u092e\u093e \u0915\u093e\u092e\u0926\u093e\u0930\u0915\u094b \u0930\u0942\u092a\u092e\u093e \u0930 \u0915\u0924\u093f\u092a\u092f\u0932\u0947 \u0938\u094d\u0935\u0930\u094b\u091c\u0917\u093e\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0905\u0902\u0917\u093e\u0932\u0947\u0930 \u0905\u0930\u0942\u0932\u093e\u0908 \u0915\u093e\u092e \u0926\u093f\u0907\u0930\u0939\u0928\u0941 \u092d\u090f\u0915\u094b \u0939\u094b\u0932\u093e | \u0938\u094d\u0935\u092f\u0902 \u0915\u093e\u092e\u0926\u093e\u0930 \u092d\u090f\u0930 \u0905\u0925\u0935\u093e \u0905\u0930\u0942\u0932\u093e\u0908 \u0915\u093e\u092e\u092e\u093e \u0932\u0917\u093e\u090f\u0930 \u091c\u0947\u092d\u090f \u092a\u0928\u093f \u0906-\u0906\u092b\u094d\u0928\u094b \u0924\u0939\u092c\u093e\u091f \u0915\u0930\u094d\u0924\u0935\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0917\u0930\u094d\u0928\u0947 \u0915\u094d\u0930\u092e\u092e\u093e \u0918\u093e\u0907\u0924\u0947 \u092d\u090f\u092e\u093e \u0935\u093e \u091a\u094b\u091f \u092a\u091f\u0915 \u0932\u093e\u0917\u0947\u092e\u093e \u0915\u093e\u092e\u0926\u093e\u0930 \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1381,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1380","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2"],"_links":{"self":[{"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/posts\/1380","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/comments?post=1380"}],"version-history":[{"count":2,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/posts\/1380\/revisions"}],"predecessor-version":[{"id":1383,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/posts\/1380\/revisions\/1383"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/media\/1381"}],"wp:attachment":[{"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/media?parent=1380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/categories?post=1380"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/nepalipost.com\/beta\/wp-json\/wp\/v2\/tags?post=1380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}